SOLUTION: Ashford University FHFA Examination of Homeowner Relief Programs Paper

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Homeowner exemption programs

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Examination of Homeowner Exemption Programs
Student’s spectry
Course spectry and number
Instructor’s spectry
Date submitted

Homeowner exemption programs

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Two hypothecation exemption programs serviceable to homeowners
As a end of the hypothecation turning-point that began in 2006, multitudinous hypothecation exemption programs
have been serviceable to homeowners. Sincerely, hypothecation applications are time-consuming and
tiresome; most of them are casually happy. Two examples of these exemption programs understand the
(FHFA) Federal Housing Finance Production and the (HAFA) Home Affordable Foreclosure
Alternatives Program.
The Federal Housing Finance Agency, which is an recalcitrant production, was established
under the housing and rule revival act in 2008. The ocean objectives of the production are to
minimize resumption of hypothecations as polite as ensuring that they are regularly serviceable. It also
attempts to erect a present import of warranty through Freddie Mac and Fannie Mae for single
families who can, after on, be used in the unimportant trade (Simkovic, M. 2013). The FHFA is
currently providing suspension to homeowners who are experiencing difficulties due to the
coronavirus by giving them an liberty to delay hypothecation payments. This respect was
directed by Mark Calabria, the FHFA guide (Foohey, P et al., 2020).
Another exemption program was the Home Affordable Resumption Alternatives Program that
was sponsored b...

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