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Advertisements for no interest, no money down, and no payments for a specified amount of time are all around us. Consumers are drawn to these deals because, on the surface, they appear to offer an advantage and provide financial relief for a specified amount of time.

What are some positive and negative factors surrounding this type of financing? How does interest factor into the overall equation?

Your initial posting should be 500 words and must be submitted by midnight Thursdayof this week.

By Sunday of this week, respond to two or more of your classmates in one of their postings in any of the following ways:

Build on something your classmate said.
Explain why and how you see things differently.
Ask a probing or clarifying question.
Share an insight from having read your classmate’s posting.
Offer and support an opinion.
Expand on your classmate’s posting.

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